Repairing first usually brings a higher price but costs money and time up front. Selling as-is is faster and simpler but typically brings a lower price. The right choice depends on how much work the house needs, how fast you need to sell, and what you'd net either way.
General information only, not legal advice. For advice about your situation, talk to a licensed New York attorney or a HUD-approved housing counselor.
Ask each buyer or agent to estimate what you'd actually walk away with after all costs. The highest price isn't always the highest net.
| Repair and list | Sell as-is for cash | |
|---|---|---|
| Upfront cost | You pay | None |
| Time | Months | Days to weeks |
| Price | Higher | Lower |
| Certainty | Deals can fall through | Cash offers have fewer financing risks |
| Hassle | Contractors, showings, inspections | Minimal |
The house needs light work, the market is strong, and you have time and funds.
Do I have to make repairs to sell my house in New York?
No. You can sell as-is, but buyers and lenders will price in the condition.
What closing costs does a seller pay?
Commonly agent commission, transfer taxes, attorney fees and payoffs. Ask a title company for an estimate.
Is a cash offer always lower?
Usually, in exchange for speed and no repairs. Compare the net amount.
Can I get more than one offer?
Yes, and you should compare.
Use the button at the top of this page to start. It takes about a minute, there is nothing to sign to get an offer, and you can always compare it with listing or with other buyers.
The Key Buyers · 194 Jericho Tpke, Floral Park, NY 11001 · 516-366-2592. This page is general information, not legal or tax advice, and rules change. Every situation is different. Last updated: October 2026.